Business banking | ||||
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Business account and sort code |
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Mastercard® debit card | £2.95 card/month |
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Free UK bank transfers in or out | 20p per transfer | 10 per month | 20 per month | 30 per month |
IBAN for international receipts |
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Notifications for payments and reminders |
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Banking transaction features | ||||
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Categorise transactions |
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Attach receipt image and notes |
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Transaction notifications |
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Mobile or web access |
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Accounting | ||||
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Automatic bookkeeping tools |
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Create and email invoices | Unlimited | Unlimited | Unlimited | Unlimited |
Invoice reminders |
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Match receipts to invoices |
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Capture expense data and schedule payment |
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Performance reports (P&L and Balance Sheet) |
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Export transactions (CSV) |
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Additional users (in addition to main account holder) | 0 | 0 | 1 user | 3 users |
Additional user access (in addition to account holder) | n/a | £2.95 user/month | £2.95 user/month | £2.95 user/month |
Free access for your accountant |
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Tax reminders and estimates | Coming soon | Coming soon | Coming soon | Coming soon |
Payroll | Coming soon | Coming soon |
Additional staff debit cards | ||||
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Additional staff debit cards (transaction charges apply) | n/a | £2.95 card/month | £2.95 card/month | £2.95 card/month |
Card management (lock / unlock / set limits) | n/a |
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Business tools | ||||
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Customer management (CRM) |
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Staff management (HR) |
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Account plan limits | ||||
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ATM (max single transaction £250) | £1,000 | £1,000 | £1,000 | £1,000 |
Bank transfers per day (including card purchases) | £5,000 | £10,000 | £15,000 | £20,000 |
Bank transfers per month (in and out) | £10,000 | £50,000 | £150,000 | £250,000 |
Account limits and charges
Account limits and charges
- ATM withdrawals: £1
- Foreign currency transaction fee (card / bank): 3% (minimum £2.50)
- Replacement card: £5.00
- Payments or receipts per transaction: 20p
- Free transactions during first month for new accounts: 5
- Starter plan: Monthly card maintenance fee: £2.95
Our services are principally designed for small businesses (limited company or sole traders), but you may apply for a personal account as part of our introductory free one month trial. The introductory free trial relates to the subscription charge and card maintenance fee for one month only. Transaction and other charges continue to be applicable during the introductory trial period, except for the first five bank transactions which are free. Additional transactions are chargeable at standard rates. After your introductory trial, a monthly card maintenance fee applies on the Starter plan, if you have requested a card, for platform service maintenance. Monthly subscription charges apply for all other plans. Subscription and transaction charges are based on your usage during the plan month in accordance with plan limits. You will remain at the appropriate subscription plan, unless plan limits are exceeded, in which case you will automatically be moved up to the appropriate plan. You can increase your plan to benefit from additional features, but you are not able to reduce your plan. Subscription fees are debited from your account at the beginning of the following month. Transaction fees may be applied to your account after the transaction is reflected in your account.